MORTGAGE LOANS

Your home should be a place of joy and your home loan should help you achieve your overall financial goals, regardless of where life takes you.

We Specialize in Creating Custom Mortgage Solutions

Financing is constantly changing so contact one of our advisors for a quick analysis to see if you are in the right financial structure for where you are today. Citizens State Bank offers mortgage loan solutions that cater to your needs.

HOME PURCHASE MORTGAGE

Leverage the equity in your home for your home improvement projects, debt consolidation, and many other needs.

MORTGAGE LOANS

Your home should be a place of joy and your home loan should help you achieve your overall financial goals, regardless of where life takes you.

PERSONAL LOANS

Whether you’re looking to buy a car or take a vacation, we offer a variety of lending options to help you finance the things you need.

Our Lending Team

Royal Oak

Tom Klar

Mortage Lending Officer
tklar@micsb.com
NMLS# 1032198

Hyassant Najor

VP, Business Development Officer
hnajor@micsb.com
NMLS# 1625007

Ontonagon

Ann Lantz

EVP, Market President
alantz@micsb.com
NMLS# 1577167

Take our One-Minute Home Buy-Ability Test

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REQUEST FOR CALL BACK

Are you interested in opening a checking account with us? Or maybe you are ready to get the home from your dreams? We are always happy to hear from you. Fill in the form and we will get back to you as soon as possible.

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The CSB Difference

Outstanding Service

We thrive by building personal relationships with our clients, we will always put you first.

FDIC Insured

Deposits are FDIC-insured up to the maximum allowed by law, $250,000 per depositor, per bank, per category. Additional bank services are available to maximize your FDIC Insurance coverage. Ask us how!

Full Service Bank

Our collection of products and services rivals that of the big banks.

110+ Years of Service

Our years of experience means that you can count on us.